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2018 Health Insurance Updates with regards to Health Care Gov, the Marketplace, Trump Executive Orde
VIEW 2018 Health Insurance Plans & Rates (Link Effective on Nov 1, 2017) Premium increases on 2018 silver plans to compensate for CSR payment discontinuation due to Trump signing an Executive Order Oct 12th, 2017. DCBS announced a plan to compensate for the $49 million in cost-sharing reduction payments that the federal government will no longer make in 2018. Cost-sharing reduction plans will still be available in 2018, and all individual market insurers, on and off Oregon’


Federal Health Insurance Exchange 2018 Open Enrollment
The Federal Health Insurance Exchange Open Enrollment period runs from November 1, 2017, to December 15, 2017, with coverage starting on January 1, 2018. This year the Centers for Medicare & Medicaid Services (CMS) is taking a strategic and cost-effective approach to inform individuals about Open Enrollment. VIEW 2018 Health Insurance Plans & Rates Link Effective ON Nov 1, 2017 Then click on Left side Link which states: Marketplace Health Insurance. Health insurance rates in


INSURANCE EXPLAINED: What is a Deductible, Co-Insurance, Max OOP?
INSURANCE EXPLAINED; in Layman's Terms. Understand how your Insurance works from Deductible, to Co-Insurance, to Max Out Of Pocket (OOP), and Co-Payments too! For those not formally educated and trained in how it works, Insurance can be hard to understand. Due to that I decided to put into Layman's terms some terms you are probably familiar with, but may not know exactly how they work. Let's discuss: Deductibles Co-insurance Max Out of Pocket (OOP) Co-payments in more detail


DCBS announces federal approval of 1332 State Innovation Waiver application
1332 State Innovation Waiver application approved for Oregon grants $30 million annually to fund the new Oregon Reinsurance Program created

Trump Administration Subsidy Results for Washington
The Administration announced that they will no longer fund Cost-Sharing Reductions...here's what Washington HPF is doing in regards to t

Trump Administration Subsidy Results for Oregon
Hello!
This message is coming to you from the Oregon Health Insurance Marketplace. We're a part of Oregon state government, and we help people get covered through HealthCare.gov.
Some recent headlines about health care have been confusing, and maybe even a little alarming. But, don’t worry, if you qualify for financial assistance, you will continue to receive it.
The Trump administration announced it will stop paying insurance companies for a subsidy tied to some Health


Update on Cost Sharing Reductions and 2018 Rate Increases - Providence
Here is a letter we just received: The Trump administration stopped all cost-sharing reduction payments to health insurance companies who sell individual health insurance plans on the federal exchange on Oct. 13, 2017. As our valued producer partners, we wanted to make sure you understood how this change will affect our members and your customers. Our 2018 silver plan rates are currently under review (redetermination) by the state of Oregon. This means all previously-publishe


Trump Health Care Latest Update
Trump’s Executive Order, Friday Oct 12th Yes, on Friday the 13th it came out that Trump signed an Executive Order, the day before, canceling Cost Sharing Reduction (CSR) inside the Health Insurance Marketplace on Individual and Family plans for the low income population. READ MORE ON THAT HERE AND HERE BUT WAIT, THERE's MORE... At this moment – no one is taking a stance after Trump endorsed and then changed his mind the next day as he rejected the bipartisan health care plan


Protect your Identity - Equifax Security Breach
A recent article by financial columnist David Lazarus appeared in the LA Times and the Oregonian. It was in reaction to the Equifax security breach. He clicked on an Experian Ad and ultimately discovered that the unwitting public is being sold a monitoring service in exchange for: (1) giving up their right to ever sue the company (2) enabling the company to sell their identity information to third parties. Read the article yourself, make sure to read the Terms of Service an


Equifax Hack - still hacking...
I wanted to make sure that, as an added service to you, you know about the security breach at Equifax, one of the three major consumer credit reporting agencies. What's sad that they could have prevented this hack by applying the "patch" they were given 2 months earlier, and even sadder is that they waited another 38 days to tell anyone about the breach, after they applied the patch. I decided to see if I was effected and it said: "Based on the information provided, we BELIEV