Have you heard about Life Insurance which you don't have to die to use? It allows you to use the Death Benefit, while still living, to pay for a Critical Illness or as an income stream later in life. WATCH VIDEO Less than 2.50 minutes Now is the time to review what you have in place for retirement and Long Term Care. This will help you start the process of finding options that are best for your situation. Make sure you are DIVERSIFIED. Having money in more than one vehicle

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Are you prepared for the vast uncertainty of our economy? WE ARE ENTERING A STAGE OF VAST UNCERTAINTY IN THE ECONOMY. Those nearing retirement may need to consider moving a portion of their savings to fixed/guaranteed options offered by Life Insurance companies, such as an Indexed Universal Life plan. It’s also a great option for those looking to start saving today. Fixed IUL’s and Annuities tend to offer guaranteed returns with no potential risk from Market Loss. An Indexe