When my mother-in-law was living in Florida her insurance ran out. She was lying in a nursing home bed, not being attended to (not enough staff) when they called to tell us she was going to be transferred to a homeless shelter if we didn't fly from Oregon to "retrieve" her; with in two weeks when her insurance ran out. That was a big surprise dropped on us, and a large expense to fly to Florida and back. We then had to figure out what to do next, whom would care for her, whe

The Stock Market, as one form of “investing” for your future,can be a good thing as it’s good to be diversified. However, one never knows when they might need access to their cash accumulation, and that leads to the question, how liquid are your funds? I’ve know people whom thought they had their “ducks in a row”, only to find out one person ended up needing Long Term Care; and it was the same year the market crashed. Turns out all their funds were tied to the market, in fai

Planning for retirement can be a struggle. When seeking a strategic approach, it may be helpful to think of each dollar that’s being put toward retirement as going through three phases: contribution, accumulation and distribution. To help achieve a financially solid base for retirement, the funds ideally would grow in each phase. That doesn’t always happen, but leveraging life insurance is one way to potentially counter obstacles on the road to retirement. Bypassing Roadblock

TWO VIDEO’s Available below (one 3 minute & one 10 minute) Emerging into the Life Insurance market today with much popularity are Indexed Universal Life Insurance plans...known also as IUL's. There are many books on why one should use them such as the "Safe Money Millionaire" book which I've read a few times myself. If you'd like a much shorter version you can watch this 3 minute video instead: S&P Verses Indexed Strategy We've all seen the articles on "Lock in, don't Loose t

News & Insight's Daniel Pyne reports on the update on Obamacare and the fact that the Republicans have agreed in a narrow final vote of 217 to 213 to repeal it. The Republican's have a slim majority vote of 52 - 48...Now it's time to see what the Senate's response will be. What are the changes and what's staying the same? The American Health Care Act, in its current form, would repeal 14 of the 21 taxes and other devices in the bill to fund the system created by the ACA, thes

May is National Disability Month - Help Protect the Asset you rely on most How would you pay your bills if you were sick or hurt and unable to work for a few months? Does thinking about that concern you...it should. Having Disability Insurance in place can ease the stress of a long term illness or injury. It provides Income Protection when you need it most - when you have a Disability arise. DISABILITY FACT SHEET QUESTIONS TO ASK YOURSELF VIDEO - What is your biggest Asset

2017 Social Security Updates - What's new with Social Security for 2017...does File & Suspend still exist? How much can I earn if I