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If you are still working when you turn 65, you have the option to choose to stay on your group health plan with no penalty, as long as your group plan has a qualified drug plan. You also have the choice to Take part A and your Group Health Plan. Part A is usually free if you have worked 40 credits during your life time. You receive 1 credit every 3 months of full time work. So if you work full time for one year you can earn 4 credits. After 10 years of full time work you will

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