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Health Insurance Explained


Ride safe with these motorcycle tips
Motorcycle Safety Motorcyclists know that riding gives them a freedom that driving a car just can’t match. But the best riders also know that motorcycles require more focus to operate and don’t provide the same protections cars do in the event of a crash. The best riders also take great care in all situations, whether they’re in heavy traffic on I-5 stuck in the rain or just taking a quick ride on a perfect day. If your habits aren’t as safe as they could be, or if you’re new


Investments and fees...
Remember to check the fees when purchasing any Weath Growing Vehicles such as a 401K, IRA, Indexed Universal Life Plan, etc. Be Wise, my grandfather used to tell me. Keep your eyes open to new ideas, options and opportunities if you want to advance by thinking outside the box. Nine years ago the Index Universal Life (IUL) product was brought to market and it has become one of the fastest growing cash accumulation products on the market today. It is becoming the preferred ty

What is Self-Funding Health Insurance...
Why should you consider Self-Funding? Self-Funding: The Difference As a company, when you self-fund, you have greater control of your healthcare plan. Think of it as the difference between renting an apartment versus owning a home. As a renter, you are at the mercy of the landlord for rent increases, repairs, and you are stuck with white walls. This is just like a fully insured health plan: all of your costs are determined by the carrier and the plan options are limited. Self


Which Makes the Most Sense to you...
WHICH DOOR WILL YOUR CHOOSE: Tax Free, No Market Risk or Beat Inflation Door Number 1: Liquidity…Tax Free with drawls and Income Tax Free Legacy for heirs Door Number 2: Great Growth Potential with index crediting…Highs of the Market with no market risk Door Number 3: Inflation Combater…Your best chance at beating inflation with no risk ACTUALLY, ALL THREE DOORS LEAD TO THE SAME PLACE! Indexed Universal Life Plans (IUL’s) are IRS APPROVED and offer you All Three Doors in one


IUL's Pro's & Cons
There are new ways to save for Retirement which include living benefits. Those benefits are found in a new Life Insurance policy called an


Manage Employee Benefits...all-in-one Solution
MGNavigator, Your Fast and Friendly Way to Manage Employee Benefits Are you tired of the headache of enrolling employees in their healthcare benefits or the process when they wan't to switch plans? Do your employees have an easy place to find their healthcare documents or make side by side comparison of options and cost? MGNavigator is your all-in-one Solution Offer Multiple Plans to your Employees Fully Managed Wellness Program Online Benefit Administration…No more paper! Fu


Affordability of Health Care Continues to Decline
NEWS INSIGHT
According to a recent survey, among people with health insurance, the percentage who say they have a difficult time affording their health care costs has risen for the following components: •premiums: up from 27% in 2015 to 37% in 2017 •deductibles: up from 34% in 2015 to 43% in 2017 •copays and prescription drugs: up from 24% in 2015 to 31% in 2017 Source: Polling Data Note: Beyond the ACA, the Affordability of Insurance Has Been Deteriorating Since 2015, The H