Medicare Annual Enrollment runs through Dec 7, 2018 and allows you to change plans during that period of time and receive a Jan 1, 2019 effective date. A great book with lots of Medicare answers for 2019 Medicare is: https://www.medicare.gov/pubs/pdf/10050-Medicare-and-You.pdf Put out by the Government Medicare is not as scary as you think and by taking the time to understand it you will be able to find the plan that matches your needs specifically. One plan does not fit al