• Kyla Beamon

DISABILITY - Not for the weak of heart


May is National Disability Month - Help Protect the Asset you rely on most

How would you pay your bills if you were sick or hurt and unable to work for a few months? Does thinking about that concern you...it should. Having Disability Insurance in place can ease the stress of a long term illness or injury. It provides Income Protection when you need it most - when you have a Disability arise.

DISABILITY FACT SHEET

QUESTIONS TO ASK YOURSELF

VIDEO - What is your biggest Asset...are you sure?

ITEMS TO CONSIDER:

What are your approximate monthly expenses (Home Mortgage, Auto, Insurance, Utilities, Groceries, Credit Card Payments, etc.)

Do you have 3-6 months saved up in case of a sickness or illness that pulls you away from your work...if not, think Disability Insurance.

Disability insurance can help protect your daily life

Features and Benefits of Disability Insurance

What is your income? If you are employee the insurance company will look at your gross income. If you are self-employed they look at your net income, and if you own the business...the percentage of the business you own, how long you have owned it, and how many employees work there.

Keep in mind that health history and medications will be a consideration when an insurance company chooses to make an offer of Disability Insurance or chooses to decline that opportunity.

Key Notes*:

  • A 45 year old women is almost twice as likely to suffer a long-term disability than a man

  • 30% of today's 20 year olds will experience a long-term disability before retirement

  • Approximately 95 percent of disabilities are caused by illness, not accidents

*Council for Disability Awareness and Life & Health Insurance Foundation for Education

#DisabilityInsurance #Disabled #HealthInsurance #LossofIncome #DisabilityMonth #DisabilityandExpenses #Protectyourmostimportantasset

Discounts on Cannabis, Cannabis MedPlan for 60 days $1.00, Cannabis try before you busy $1.00, Discounted recreational cannabis, discounted CBD & THC, CBD & THC Medical Plans,Cannabis Medicare Plans, CBD & THC Medicare plans, CBD & THC discounts,Where can I find the 2020 Retirement Tax Guide, Where can I find 2020 Federal Poverty Level, 2020 Tax Brackets, Tax Inflation Adjustments for 2020, 2020 Social Security Schedules, 2020 Capital Gains and Qualified Dividend Rates, 2020 Uniform Lifetime Table, 2020 Federal Estate Gift Generation skipping transfer tax, HSA Amounts for 2020, 2020 Health Savings Amounts, 2020 Retirement Tax Guide Available now. Health Insurance plans and rates book online now, 2020 Marketplace Health Insurance, Medicare, What is Medicare, How does Medicare work, Where do I sign up for Medicare, Do I have to sign up to get Medicare, When does Medicare start, Medicare Broker, Medicare Agent, Medicare Producer, Medicare made easy, Medicare Explained, Medicare basics, Medicare for 65 and over, Medicare Quotes, Medicare Rates, Oregon Medicare, Aliera offers Health Share plans all year long.  Health Share Medical, Health Share Catastrophic plans, Health Share Short Term Medical plans.  Purchase coverage for your health outside Open Enrollment.  Catastrophic coverage, Other health insurance options, health insurance, Medicare options with Aliera  YELP REVIEW, ONESHARE, Our Yelp Page, Read my Medicare Blog, Medicare Made Easy, Medicare for Dummies, Part D Medicare, Medicare Advantage plans explained, How do I apply for MEdicare, How do Medicare Advantage drug plans work, Help with Medica, Disability Insurance in ORegon, Indemnity plans, Gap Plans, Gap Insurance.re and Medicare Advantage plans, Finding a Medicare advantage broker, Medicare Brokers, Medicare where to start, Disability Insurance, Gap Plans, Cancer Insurance, Accident Insurance, Short Stay Plans, Medical Share Plans, Christian Medishare, Agentreview, agentreview.net